Tax season comes with a lot of moving parts. A missing form, incomplete data, or a late reaction can cost you time and money. Our goal is simple: carry some of that load so you don’t have to.
At Hill Investment Group, we think about taxes all year, because after-tax outcomes matter. Taking the Long View means managing what you keep, not only what you earn.
What we do year-round
Tax awareness is built into the daily work behind your portfolio.
We place tax-heavy investments in the right accounts to reduce avoidable drag.
When the opportunity exists, we harvest losses to offset gains while keeping your strategy intact.
We lean on ETFs where appropriate, which tend to avoid the surprise capital gain distributions that show up in many mutual funds.
When cash flow, withdrawals, or charitable giving are part of your picture, we help coordinate the timing and structure so everything stays aligned with your plan.
What we do during tax season
Tax season should feel orderly. For clients where we manage the full relationship, we coordinate directly with your tax preparer, track form releases and revisions, and prepare a clean packet with the core reports your CPA needs.
No hunting through portals, no guessing which forms matter.
For clients earlier in their journey with us, many of these same principles are at work in how we manage your portfolio, and we’re always happy to point you in the right direction.
The goal, as always, is to make this easier for you.
What you still need to handle yourself
Some items live outside Hill, like W-2’s, old employer retirement plans, accounts held elsewhere, K-1s, and certain custodian forms.
Easy to miss items
- IRA Form 5498: Useful for keeping contribution and cost basis records accurate over time.
- HSA Form 1099-SA: Required if you took money out of an HSA.
- Qualified charitable distributions: Your 1099-R will not label a QCD for your CPA. However, if we facilitated it, we would help send a list to your CPA.
If you want to talk through tax planning as part of your broader plan, reach out to us at service@hillinvestmentgroup.com.
