Featured entries from our Journal

Details Are Part of Our Difference

Podcast Episode – Meir Statman

With the Recent Events in Ukraine, Should I Make Changes to My Portfolio?

Embracing the Evidence at Anheuser-Busch – Mid 1980s

529 Best Practices

Risk is What’s Left Over

 

We are really good at managing risk by looking backward and preparing ourselves to handle a situation we’ve already seen. But we’re not very good at managing risk by looking forward and preparing ourselves for something we can’t even imagine.

The problem is, “something we can’t even imagine” is precisely what we need to be prepared for. Because risk is what’s left over after you think you’ve thought of everything.

It’s not the car you see coming that will kill you… it’s the one you don’t.

Bummer, right?

Let me be clear: This doesn’t mean you should cover yourself in bubble wrap and lock yourself in your house.

The point is simply to foster general resilience. You know—like an emergency fund.

And guess what, emergencies will happen. When they do, general resilience provides a margin of safety.

That’s what will protect you from the thing you never saw coming… not trying to predict the future and certainly not bubble wrap.

Volatility & Bananafish.  What?

As many investors scratch their heads about the current economy and global market conditions, some may question their long-term investment plan and the relevance of “taking the long view.”  Frankly, that’s human nature.  That’s our cave-person, fight-or-flight genetics kicking in.  Totally expected, as are our current market conditions when put into context.  While the following is a slightly longer read than usual, the payoff for reading (and thinking about the contents) are worth it.  Enjoy the analogy that ties together: volatility, bananafish, and your portfolio.  If you’d like to discuss the article further, simply call the office at 855-414-5500 or schedule time with us via this link.

Click here for the fantastic write-up by our friend Rubin Miller.

Matt Zenz on Recent Market Volatility

We asked Matt Zenz to narrate a 10-minute presentation on recent market volatility. If you’re our client, some of this will be repeat information for you, but it could prove helpful as a refresher.

Feel free to share it with others who could benefit from the long view perspective. It’s easy for investors to be influenced by the noise in the world.  This short talk might be just what they need.

Data shown do not represent the results of actual client assets during the defined period. The results shown represent hypothetical returns of $1 invested over the period. HIG’s equity model discussed was approved by our investment policy committee 12/08/2021. In an effort to compare apples to apples, the index or model performance stated does not account for cash flows, trading costs, trading impact, or advisory fees. Note that any hypothetical returns shown will be reduced by advisory fees and other expenses incurred in the management of a client’s account. Discussion of HIG’s advisory fees for new clients is linked here, and overall fees are described in our brochure linked here. The data presented uses historical data provided by third parties. Performance data quoted represents past performance and is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Consult a professional before implementing an investment strategy. 
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Featured entries from our Journal

Details Are Part of Our Difference

Podcast Episode – Meir Statman

With the Recent Events in Ukraine, Should I Make Changes to My Portfolio?

Embracing the Evidence at Anheuser-Busch – Mid 1980s

529 Best Practices

Hill Investment Group