Our team will take a short break on December 25th, December 26th, and January 1st to celebrate with loved ones. 

During the remaining days, we’re ready and excited to provide top-notch service as we head into the new year. Whether you have questions, need assistance, or simply want to share some holiday cheer, our team is here for you.

Here’s a quick rundown of our holiday hours:

• Monday, December 25th: Closed for the day
• Tuesday, December 26th: Closed for the day
• Monday, January 1st: Closed for the day

Wishing you a joyous holiday season filled with laughter, warmth, and celebration.

Your team at Hill 

Each year, Dimensional analyzes investment returns from a large sample of US-domiciled funds (over 4,000). This year’s study updates results through 2022 and includes returns from mutual funds and exchange-traded funds (ETFs) domiciled in the US. The evidence shows that a majority of fund managers in the sample failed to deliver benchmark-beating returns after costs. We believe that the results of this research provide a strong case for relying on market prices when making investment decisions.

Charles Kafoglis leads our Hillfolio segment and produced a stellar educational resource recently titled “The Greatest Double“.  Many clients connected with the message of the importance of time to the patient investor. Charles is back with a new gem called “The Path to Greater Returns”, a compelling story that extends our understanding beyond time and seeks to prove that your investment rate of return is just as important.

If you find these videos valuable, please let us know. Feel free to share this email and video with a colleague, friend, or serious saver.

You can contact us directly at Charles@HillInvestmentGroup.com or 314-448-4023 if you want to talk about your plan in more detail.