Author: Nell Schiffer
Integrating Your 401(k) into your Financial Plan
To have the best and most accurate picture of your financial situation, you must look at every asset (and liability). Did you know that you can integrate your 401(k), 403(b), 457, HSA, and variable annuity accounts into your overall plan? And get help managing the investments directly?
We have a new state-of-the-art system that allows for safe and compliant HIG advisor access to all of your accounts – taking the hassle, fiduciary responsibility, and management risk off your plate.
What does this mean for me?
- HIG taking fiduciary responsibility – upon setup, HIG takes on immediate responsibility for managing these assets.
- Combatting volatility with timely trading and rebalancing – ensuring your allocation is in line with your plan, no matter what’s happening in the markets.
- Investing in the right funds for you – full review of the cost and quality of available funds immediately upon setup, repeated quarterly.
- Tax efficiency through asset location – maximizing the value of these vehicles as an important part of your portfolio.
- Cost – the cost for this service is determined according to your regular fee schedule. See more details here.
Why it matters
These accounts shouldn’t be an orphaned part of your financial picture. Let us coach you more effectively and get the peace of mind knowing ALL of your assets are taken care of, no matter what.
Ready to set up your access to this service?
Schedule a call with me here. Setup takes no more than 15 minutes.
How long exactly is the long view? We found the perfect quote from Letters to a Young Poet to help answer that question.
“Ten years are nothing.” You will often hear the team at HIG use this exact phrase. When we say ten years are nothing, we mean that even ten years’ worth of data can be noise. If you look at the last ten years of data alone, you will see the ups and downs of crazy S&P 500 performance.
“Stands confidently in the storms of spring, not afraid that afterward summer may not come.” This line resonates with us because HIG clients have confidence, even in tumultuous times, knowing that taking the long view is the closest thing to certainty in investing. The longer into the future you go, the closer you get to 100% certainty of a positive return.
“Summer…comes only to those who are patient, who are there as if eternity lay before them.” Our clients will tell you that the long view is “longer than your lifetime” because we help them plan for the legacy they will leave that will continue on with those who aren’t even born yet.
“Patience is everything.” We continue to help our clients remain patient and look to the future when they will reap the benefits of remaining steadfast in their long view efforts.
Have you met someone special who exemplifies the “Cheers and Four Seasons” attitude and work ethic of Hill Investment Group team members…that doesn’t already work here? A friend, family, or you? If you want to make your experience with us even better, please consider introducing that person to us because we’re looking for a few outstanding new team members to enhance our already fantastic suite of services.
Click the link here, review our open team positions, and forward it to that special person who’s ready to change the world for the better…all to benefit you!
Want to hit the Hill “easy” button instead? Take 60 seconds. Pick up the phone, share the person’s name with us, and we’ll take it from there!”