John Reagan has been with our team 3 years in June. When he first approached us about opportunities at Hill, we were quickly convinced he was the perfect fit. And, his offer to work for free in the first two years really caught our attention. His passion and work ethic are unmatched, and we’re lucky to have him on the team. (Needless to say, his formal job offer included a salary from day one.)

In celebration of his time here, let’s take a brief look back at his light bulb moment. Watch as he discusses his first read of our favorite piece from Michael Lewis.

Jonathan Clements is one of our favorite journalists because of his common-sense approach and his focus on what is best for investors. Creating awareness is one way to combat the lies mentioned by Clements in his recent WSJ piece. The other is having an advisor on your side. Click here to read more.

It’s certainly not the “Dow” as Allan Sloan so excellently covered in his recent piece. (You can also find the perfect summary by The Week here.) It’s not even the S&P 500—which is just the 500 largest companies in the U.S. Add in nearly all US, International, and Emerging Market stocks, bringing your total in the neighborhood of 12,000 companies, and then you’ll have a feel for what we call global capitalism. That’s also what we at Hill consider to be the true market. The image above shows the percent that each country represents in world market capitalization as of December 31, 2014. Note where some markets might be much smaller that expected. Even the U.S. only represents 52% of the total, whereas most investors we meet come with portfolios that have little other exposure outside of that.