Featured entries from our Journal

Details Are Part of Our Difference

Podcast Episode – Meir Statman

With the Recent Events in Ukraine, Should I Make Changes to My Portfolio?

Embracing the Evidence at Anheuser-Busch – Mid 1980s

529 Best Practices

NY Times – Can You Beat the Market?

The NY Times features research being conducted by Ken French, respected Dartmouth professor and head of DFA’s Investment Policy Committee. Investors collectively spend about $100 billion trying to beat the stock market but too often fail against a low cost buy-and-hold strategy. Click here for the full story NY Times – Can You Beat the Market?

Why Some Investors Don’t Get It – Even After Seeing The Evidence

Our good friend and acclaimed author, Larry Swedroe, stopped by our offices recently and we sat down to tape a few of Larry’s most interesting thoughts. Larry is considered to be one of the most influential writers in the world of intelligent investing. His sixth and most recent book, Wise Investing Made Simple, has been a huge hit with investors. In this brief video message, find out what Larry thinks about why some people still invest with the high costs and lackluster results of active management.

Important Estate Planning Reminder

Preparing to transfer your assets is an important task. As you know, dividing your assets between you and your spouse/partner is an important step in the estate planning process if you are to obtain the maximum probate avoidance and estate tax savings from your Trusts.

There are numerous factors you should consider when dividing your assets between your respective Trusts, including income tax issues, balancing the Trusts for income and estate tax purposes, as well as for creditor protection and effective division of your assets in the event of a subsequent divorce or separation.

Under the current law, each of you can transfer up to Read More

Estate Planning Reminder

Under current law, each of you can transfer up to $2,000,000 in assets free of estate taxes at death (reduced by any taxable gifts made during your lifetimes). This amount will be changing over the next few years as follows:

2007 and 2008 — $2,000,000
2009 — $3,500,000
2010 — repeal for one year
2011 — $1,000,000

Generally, we suggest equalizing the ownership of your assets between your two trusts so that, if possible, each of your Trusts will own a minimum of $2,000,000 in assets at your death (based on the current law). This will enable each of you to take advantage of the $2,000,000 tax exempt amount, regardless of which of you may be the first to die. In Community Property states assets are considered split between spouses, and therefore, one trust may only be needed.

Although it is not possible to change the ownership of IRAs and retirement plans, it is generally preferable to name one’s spouse as the primary beneficiary and then to name one’s Trust as contingent beneficiary. This can be done through beneficiary designation forms that we provide.

Featured entries from our Journal

Details Are Part of Our Difference

Podcast Episode – Meir Statman

With the Recent Events in Ukraine, Should I Make Changes to My Portfolio?

Embracing the Evidence at Anheuser-Busch – Mid 1980s

529 Best Practices

Hill Investment Group