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Cheers to Malissia
This past Saturday, along with 100+ clients, we celebrated one of our team members Malissia Johnson. After 25 remarkable years, Malissia will be retiring as founder of Emerald Spectrum Advisory at the end of this year. Julia Humphrey, her long-term team member, will be the lead advisor in HIG’s Nashville office.
Malissia established her firm in 1998 with a vision to provide an extraordinary planning experience while making each client feel like family. Over the past quarter century, she has succeeded by exceeding clients’ expectations and putting their interests first. Her legacy will live on through the many clients whose financial lives she has impacted and through the exceptional team she has cultivated.
While we will miss her wisdom and caring nature, we know she has more than earned this next chapter. Malissia’s retirement party was a time for friends, family, team members, and clients to come together to reminisce, express gratitude, and wish her the best in her well-deserved retirement. The night was filled with good food, music, and many stories that exemplify her incredible 25-year journey. We had a blast this special evening honoring an extraordinary woman, her career, and, most importantly, the relationships she’s built.
Cheers, Malissia!
Independent Difference Campaign
I’m proud to be a part of the independent advisor community. In the most simplistic definition, independence means that our firm does not fall under a major brokerage firm, bank or trust company. We operate independently and work for you, not a corporation. This is a hugely important distinction because our model allows us to operate objectively.
I was recently invited to be a part of a national ad campaign supporting independent advisors around the country, and I was taped saying lines like:
I am a fiduciary, not just some of the time, but all of the time.
As a fiduciary, I promise to put your interest first. Always.
As a fiduciary, I promise to always act in the best interests of you and your family.
We believe these statements at our core and think every investor deserves to be served by someone who works solely for them, as their fiduciary. Reciting these lines came naturally and we’re honored to help support the broader community of advisors.
Stay tuned for more information on the campaign, who it’s associated with, and when it will air!
Image of the Month
Each year, Dimensional analyzes investment returns from a large sample of US-domiciled funds (over 4,000). This year’s study updates results through 2022 and includes returns from mutual funds and exchange-traded funds (ETFs) domiciled in the US. The evidence shows that a majority of fund managers in the sample failed to deliver benchmark-beating returns after costs. We believe that the results of this research provide a strong case for relying on market prices when making investment decisions.