Sometimes the biggest financial wins don’t come from a brilliant move. They come from getting organized.

We’ve seen this firsthand. A client came to us feeling on top of things – accomplished, busy, managing a growing family. Over time, their accounts, statements, and documents had multiplied across different places. Once we gathered and consolidated everything, they discovered more than $1M they hadn’t been accounting for.

That’s what happens when complexity accumulates faster than anyone stops to sort through it. Smart people are busy. Accounts open gradually, responsibilities stack up, and what isn’t organized stays invisible.

Finding $1M matters. But putting it to work intelligently, rather than leaving it in cash or scattered across forgotten accounts, is where the real impact is. Invested well over 30 years, that capital can create real choices: retiring earlier, retiring differently, giving in ways that reflect your values. For the next generation, the difference can be even greater.

This is what it looks like to have someone bringing clarity and coordination to your financial life.

If you’ve been meaning to get a clearer picture of where things stand, we’d be glad to help. Many of our clients sleep better knowing every dollar is accounted for. Set up a time here.

Tax season comes with a lot of moving parts. A missing form, incomplete data, or a late reaction can cost you time and money. Our goal is simple: carry some of that load so you don’t have to.

At Hill Investment Group, we think about taxes all year, because after-tax outcomes matter. Taking the Long View means managing what you keep, not only what you earn.

What we do year-round

Tax awareness is built into the daily work behind your portfolio. 

We place tax-heavy investments in the right accounts to reduce avoidable drag. 

When the opportunity exists, we harvest losses to offset gains while keeping your strategy intact. 

We lean on ETFs where appropriate, which tend to avoid the surprise capital gain distributions that show up in many mutual funds. 

When cash flow, withdrawals, or charitable giving are part of your picture, we help coordinate the timing and structure so everything stays aligned with your plan.

What we do during tax season

Tax season should feel orderly. For clients where we manage the full relationship, we coordinate directly with your tax preparer, track form releases and revisions, and prepare a clean packet with the core reports your CPA needs. 

No hunting through portals, no guessing which forms matter.

For clients earlier in their journey with us, many of these same principles are at work in how we manage your portfolio, and we’re always happy to point you in the right direction.

The goal, as always, is to make this easier for you.

What you still need to handle yourself

Some items live outside Hill, like W-2’s,  old employer retirement plans, accounts held elsewhere, K-1s, and certain custodian forms.

Easy to miss items

• IRA Form 5498: Useful for keeping contribution and cost basis records accurate over time.
• HSA Form 1099-SA: Required if you took money out of an HSA.
• Qualified charitable distributions: Your 1099-R will not label a QCD for your CPA. However, if we facilitated it, we would help send a list to your CPA.

If you want to talk through tax planning as part of your broader plan, reach out to us at service@hillinvestmentgroup.com.

Most of us know the feeling.

You have a question that matters. You call a company. And instead of a person, a menu of prompts, and the hope that someone on the other end will actually care.

We’ve always believed financial advice should feel more human than that.

At Hill Investment Group, our approach to service has been guided by a few simple principles:

• Be fast – Available and respond promptly
  
• Be friendly — Warm, thoughtful, and welcoming
  
• Take ownership — If it’s important to you, it’s important to us, and we’ll see it through
  

As we’ve evolved, we’ve spent a lot of time asking a simple question: How do we grow without losing what makes the experience personal?

One answer is to lean into our people.

Our team now works coast to coast, and we’re using that to better serve you. Historically, our phones have been answered live from 8:30am to 5:30pm Central Time. Beginning February 16th, we’re expanding live phone coverage so you can reach a real person from 8:00am to 8:00pm Eastern (5:00am to 5:00pm Pacific).

The experience won’t change. No phone trees. No prompts. No outsourcing. Just a knowledgeable member of our team who’s ready to help.

Outside of those hours, our existing voicemail, email, and secure texting options will remain in place.

We don’t view this as a feature or an upgrade. It’s simply part of our responsibility to serve you well. When something is on your mind, you shouldn’t have to wait or wonder if anyone is listening.

Thank you for trusting us with what matters to you. We’re committed to showing up with care, consistency, and a very human voice on the other end of the line.