I have Odds On to thank for helping me find my tribe at Hill.

Before Hill, with my engineering background, I had become a total nerd about the data around investing. I was obsessed not just with what the evidence said, but with how to build a firm that could give families the best chance to actually put that evidence to work in their real lives.

What I kept running into was that most firms had one or two of the pieces. They could talk about investing. They could talk about behavior and emotion. They could make clients feel cared for. But very few could do all three at once: evidence, behavior and emotion, and real client care through hospitality. I was looking for the holy grail, the island of idealism.

I wanted a firm that could think rigorously, communicate clearly, and help people stay steady enough to actually live out the plan. To really help clients hold onto what matters when markets, life, and emotions inevitably get messy.

I was also, and still am, a huge podcast listener. As luck would have it, I heard Matt on Radical Personal Finance talking about Odds On and the bigger vision behind Hill. Hearing him lay out his and Rick’s island of idealism, and the way Hill thought about evidence, behavior, and serving clients well, was the click moment for me. Hill was not just a firm I admired from afar. It was the firm I would have built myself if I had already built one.

So I guessed at Matt’s email address, sent him a cold email, and the rest is history. I will always be grateful to Odds On for that, because it led me to Hill, to work I love, and to my people.

Take the long view,

Nell